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O tym że istnieją zniżki podczas zawierania ubezpieczenia OC i AC wie prawie każdy, a też większość z nas zastanawia się co tak naprawdę wchodzi na koszt polisy ubezpieczeniowej.Niestety ubezpieczyciele bardzo niechętnie dzielą się tymi informacjami.Na pewno jednym z ważniejszych czynników jaki jest brany pod uwagę jest bezszkodowy przebieg poprzedniego ubezpieczenia. Z tego tytułu można nawet dostać do 65 procent zniżki. Jednak to nie wszystko. Ważny jest też wiek i pleć ubezpieczającego. Najczęściej na zniżkę przy zawieraniu polisy ubezpieczeniowej możemy liczyć dopiero po przekroczeniu 33 lat.

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